Commercial Collections · California & New York
We collect unpaid commercial debts over $25,000. We are attorneys — not a collection agency, not a mill operation. When a debtor has ignored you, the fastest path to your money is usually a lawsuit, and we file it.
Why a law firm
Most commercial debts over $25,000 that reach us have already been through months of invoices, phone calls, and demand letters. The debtor knows the balance. The debtor has decided not to pay. Another letter does not change that calculation.
What changes it is a summons. We are a law firm, so we can file suit, take discovery, obtain a judgment, and then actually enforce it — levying bank accounts, garnishing receivables, and placing liens on real property. An agency cannot do any of that.
We also do not operate as a volume mill. Each file is reviewed by an attorney before we accept it, and each accepted file gets a collection plan built around what we learn about the debtor's assets.
Practice Areas
Commercial matters only. If your claim is on this list and clears $25,000, we can usually tell you within a day whether it is worth pursuing.
Unpaid commercial debts arising from a contract, note, sale of goods or services, loan, or extension of credit. If you are owed more than $25,000 by another business, this is the front door.
Defaulted promissory notes, lines of credit, and credit extended to a business that has stopped paying.
Goods shipped or services rendered without payment.
Unpaid subcontractors, suppliers, and general contractors.
You already have a California judgment. It has not turned into money.
A judgment from another state, enforced against assets in California.
Judgments from courts outside the United States.
An arbitration award the losing party has simply ignored.
Receivables inside supply-chain relationships.
How It Works
The contract or note, the invoices, the payment history, and whatever you know about the debtor. We review it and tell you honestly whether we would take it.
You cover hard costs — filing fees, service of process, record searches. We carry the legal work on contingency. No hourly bills.
Suit goes out within days, not months. You get a named legal assistant who can tell you where your file stands any time you call.
We do not send demand letters as a strategy. If a letter was going to work, it already would have. Where a pre-suit demand genuinely helps — usually when the debtor is solvent and simply disorganized — we will tell you, and we will send one.
Fees
We work on contingency. You are not billed hourly, and you are not billed at all for our time if the claim produces nothing. That means we only take files we believe we can collect, which is why we screen carefully at intake.
The honest trade-off: if the debtor pays quickly and the matter takes little legal effort, our percentage may exceed what an hourly bill would have been. Most clients accept that in exchange for carrying none of the downside risk.
Contingency rates depend on the claim's age, size, and posture — a fresh invoice dispute is not priced like a ten-year-old judgment against a debtor who has moved twice. Call and we will quote you.
Request Information
Send the basics and an attorney will call you. There is no charge for the initial review, and telling us about your claim does not create an attorney-client relationship.